In a mixing bowl or food processor, combine the cottage cheese, salsa, and shredded cheese. Pulse until it reaches your desired level of creaminess.

Stir in the diced bell pepper, onion, cumin, garlic powder, salt, and pepper until thoroughly combined.

Transfer the mixture to a small saucepan and heat over medium-low, stirring occasionally until warm and melty.

Serve hot, garnished with fresh cilantro or diced jalapeños if you like it spicy!

Pair with tortilla chips, fresh veggies, or even use it as a topping for your nachos!