#### **Step 1: Sauté the Aromatics**
Heat **olive oil** in a large skillet over **medium heat**.
Add **chopped onion, bell pepper, and garlic**, sautéing for **3-4 minutes** until softened.
#### **Step 2: Toast the Rice & Add Spices**
Stir in **rice**, cumin, smoked paprika, salt, and black pepper.
Cook for **1-2 minutes**, stirring frequently, until rice is lightly toasted.
#### **Step 3: Simmer the Rice**
Pour in **broth** and bring to a boil.
Reduce heat to **low**, cover, and let simmer for **15 minutes (white rice) or 40 minutes (brown rice)**.
#### **Step 4: Add Black Beans**
Stir in **black beans** and let cook for an additional **5 minutes**, allowing flavors to meld.
#### **Step 5: Finish & Serve**
Remove from heat and stir in **lime juice and fresh cilantro**.
Fluff rice with a fork and serve warm.